Julie Pickens Livermore & Phil Bostron

SPRINGFIELD MO & SOUTHWEST MO TOP REVIEWED REALTORS


Julie Pickens

&

Phil Bostron

Springfield, MO  and Southwest Realtors

"When Real Estate Seems Expensive, Experience Is Priceless"

Julie & Phil cover the Springfield, MO area and surrounding areas in SOUTHWEST MISSOURI.

Great Resource For Property Searches for Buying Or Selling Real Estate!

 


Springfield Missouri Deserves Only The Best Realtors!


Julie Pickens & Phil Bostron reviews

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Calculate Your Real Estate Payment


Have you found real estate in Springfield, MO or Southwest Missouri that has caught your eye?  Are you wondering what your payments might be? Would you like to compare them to current mortgage payments or rent?  Let Julie and Phil help you.

Our real estate calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link. Please feel free to contact, Julie Pickens-Livermore, 417-230-0272 or Phil Bostron, 417-773-0434, with any questions or concerns you may have.  We are here to help and quide you in any real estate transaction.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Iphone Application


7542

Contacts


Julie Pickens Livermore & Phil Bostron
 
Julie Pickens Livermore & Phil Bostron
Email Julie Pickens Livermore &
 
City: Springfield
State: Missouri
Country: United States
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